The money deposited in your PF account is mainly a part of your retirement plan. Therefore, it is generally said that one should not withdraw money from PF without any major need. However, the Provident Fund Organization provides the facility of withdrawal to its account holders. Some people take loan against their deposits for some important work before retirement but after the second wave of pandemic and black fungus, EPFO facilitated Account holders can take non-refundable advance.
EPFO provides facility of non-refundable advance
Covid based withdrawal from PF can be done like this
If you want to take it online then your Universal Account Number should be linked with your Aadhaar, PAN and Bank Account. After that you choose online service with UN and Password and claim Form 31, 19 and 10C. After that you will verify your bank account number. Will fill the reason for withdrawal and how much amount is required. OTP will be received after uploading the scan copy of the bank passbook or cheque. OTP will come on your registered number. After entering the OTP your claim is registered and your requested amount will reach the bank account after a process.
Some things it would be good to keep in mind
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