Best Credit Counseling – How To Spot A Bad Credit Counselor And Get Discharged

Best Credit Counseling

“CRED ENTERS US – Get Out of Debt by Using Credit Repair Companies!” Great slogan, but does the Best Credit Counseling in Miami really exist? It is time to find out!

best credit counseling

“Credit Supreme Review – Does the Best Credit Counseling in Miami Really Exist?” For those of you who are unfamiliar with this company, we are sorry to break it to you this way, but we don’t really have a review. We are from Florida, and have lived in Florida for the last 15 years. I had to take a leave of absence from my job as a real estate broker due to a personal illness that was diagnosed a few months ago. It was a serious condition, but thankfully it passed, but left me with many physical challenges. It forced me to begin searching for credit counseling in my local area, as I had no desire to continue having credit card debt again.

The first thing I did was go online and search for credit counselors. Because I was new to the Internet, I decided to look for someone who spoke American English and who could also be reached by email. I chose to go with the credit counselor with the highest LOBAN rating, which is the National Foundation for Credit Counseling, or the NFCU. I chose the company credit counselor named Lerbakken.

Best Credit Counseling – How To Spot A Bad Credit Counselor And Get Discharged

Upon further searching, I discovered that the credit counselors on the NFCU’s credit repair hot list are all NGC certified to work with all types of creditors, including account receivables. At first, I thought this may have been a mistake, until I went to one of the scheduled meetings. I was surprised to learn that all NGC certified credit counselors were instructed to not discuss account receivables with anyone other than their immediate, approved credit clients. The credit counselor from Lerbakken was scheduled to be at a meeting that same day, so we all sat in the conference room waiting for the scheduled meeting to begin. I was expecting to hear that the NGC certified credit counselor was going to instruct me to sign a non-disclosure agreement, but instead I was told that my account was not yet closed.

So, while I was busy writing out my credit repair business, my N GC certified credit counselor called to let me know that my account had been closed. Apparently, the credit card issuing bankruptcy cases had caused a problem because the trustee would not release the loss statements or account receivable lists. The credit counselors instructed me not to contact the loss statements or account receivable lists. I was dumbfounded! I asked why I should not be able to contact the accounts when my financial future depended on them.

My solution was to contact the trustee’s office directly. After I contacted them, I learned that the NGC certifications were only for those debtors who were personally served by the NGC. Therefore, anyone not connected with NGC could not receive their certification. This is a huge mistake and must be rectified immediately, prior to my bankruptcy case being dismissed due to lack of jurisdiction.

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