Banking Tips: If your account has become inactive due to non-transactions for a long time, then there is no need to worry. You can easily activate it. For this, you have to go to the bank and submit some documents. Let us tell you about this in detail.
What account becomes inactive and dormant
If you do not do any transaction from your account for 12 consecutive months, then it will be put in the list of inactive. Apart from this, if there is no transaction from the bank account for 24 consecutive months, it is declared as a dormant account.
Can I deposit money in an inactive account?
If your account has become inactive, you can deposit money into it, but cannot withdraw money. You have to reactivate your account to withdraw money. Dormant account can also be reactivated in the same way.
Reactivate such account
To reactivate your in-active account, you have to visit the branch of your bank where you have your account. There you can restart the account by submitting the photo state of your Aadhar card, PAN card and passbook of the bank. If you are not able to go to your original branch due to any reason, then you can go to the nearest branch and submit the documents. This will solve your problem.
Try these tips to keep your account active
You must do transactions at least once in a year to keep your bank account operational. If you do this, your account will remain active. You can also keep the account current by transacting through online banking.
Also read: Do not make these mistakes even by forgetting while doing online banking, otherwise you can be a victim of fraud